Direct Deposit Time

Unemployment direct deposit time


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Direct Deposit Midnight

Direct deposits can only occur when the Federal Reserve System and ACH are open which is normally during business days only. Holidays also affect direct deposit and when employees can receive pay and what time direct deposit goes through. 1 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay.


Set up direct deposit

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  • Add money
  • Checkbook orders
  • Routing and account number
  • Direct deposit
  • View checks
  • Overdraft Services

The fastest, safest way to deposit your paycheck

You can get a pre-filled direct deposit form or complete one yourself

Get your personalized pre-filled direct deposit form

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  • Sign in to chase.com or the Chase Mobile® app
    • Choose the checking account you want to receive your direct deposit
    • Navigate to Account Services by scrolling up in the mobile app or in the drop down menu on chase.com
    • Click or tap on Setup direct deposit form
  • We've pre-filled your direct deposit form to save you time
  • Download, print or email the form

Complete a direct deposit form yourself:

  • Download the form (PDF)
  • Locate your 9-digit routing and account numbers - here's how to find them
  • Fill in your other personal information
  • Give the completed form to your employer

Common questions answered

What if I have U.S. government benefit income such as Social Security or military pay?

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Go to fiscal.treasury.gov/GoDirect to enroll.

How do I set up direct deposit?

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  1. Complete the direct deposit form.
  2. Deliver the form and a voided check to your company’s payroll department.
  3. If you’re eligible, your employer will deposit your paycheck directly into your account.
  4. Confirm the deposit each pay cycle by signing in to Chase OnlineSM or checking your account statement.

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What information do I need to provide in order to set up direct deposit?

Cash App Direct Deposit Time

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Green Dot Direct Deposit Time

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  • Your employer or depositor’s name and address
  • Your Employee ID or account number with depositor
  • Your account number
  • Your routing/ABA number

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How quickly does direct deposit take effect?

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Direct deposit usually takes up to two pay cycles to kick in. However, it’s different for each employer. Please check directly with your employer for specific timing.

Have more questions?

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